The Russian Government approved raising rates insurance rates for compulsory insurance of civil liability of vehicle owners in several regions of Russia. For Moscow, Saint Petersburg and Moscow region rates have not changed, remaining at the same level of 2, 1.8 and 1.7, respectively. In addition, for all regions change rates depending on the age of the driver, the number of persons admitted to driving, engine power and period of use of the vehicle. Upgraded from 1.7 to 1.8-factor while placing INSURANCE for an unlimited number of persons admitted to the management of machine. Changed rates depending on the age of the driver-the age of the applicant, the more expensive the cost policy. So, the coefficient for up to 22 years old with experience driving to three years increased from 1.7 to 1.8; for those over 22 years, with experience of driving up to 3 years, from 1.5 to 1.7, more than 3 years, from 1.3 to 1.6. Increased conversion rates, depending on the engine power: for a car in the 50-70 horsepower, from 0.9 to 1, from 70 to 100 HP inclusive-with 1 to 1.1. Coefficient depending on the period of use of the car for three months increased from 0.4 to 0.5; for four months-from 0.5 to 0.6; for five months, from 0.6 to 0.65. Rates of tariffs on OSAGO are intended to align the loss ratio for different groups of drivers and vehicles. Since the adoption of the law on OSAGO in 2003 year rates adjust once-in March 2009, while the base rate for INSURANCE has not changed: it makes 1980 rubles. The RUSSIAN Finance Ministry earlier sent a Government Bill providing for an increase in tariffs OSAGO at 50%.