Thread: Stroški zavarovanja ne sme voziti avto izbira otrok

Klasika se lahko cenejši za zavarovanje, vendar dejanske stroške lahko daleč higherLast leto avto zavarovanje podjetje objavila seznam svojih najcenejši avtomobilov je 17 - letni za zavarovanje. Ni presenetljivo, najbolj so stare in vsi so majhne.
Informacije, v ne neupravičene; Im vse preveč zavedajo, stroški zavarovanja. To je pravkar postalo dražje za ženske zaradi EU odločilo, da zavarovalnice ne more več ponuditi nižje stopnje.
Ampak mislim, da izbira vaš avto zgolj na podlagi zavarovalnih stroškov je nevarno igro igrati.
Top 10 avtomobilov, ki so navedeni v Adrian Tok Zavarovanja, kot je najcenejši za kritje, pol so klasika. In nazadnje, ko sem preveril, svojo tovrstno stare tin thatll pustil kopati globoko, da se določi, vara in zamenjavo delov. Torej, kaj boste shrani na zavarovanje, youll biti odcepitev jasno, da popraviti.
Varnostni standardi so zelo izboljšala v zadnjih nekaj desetletjih, in le avtomobili tukaj ki zagotovo testiral EuroNCAP so tri star-rated Peugeot 107 in Hyundai Atoz. Trajalo Vauxhall Corsa štiri generacije pridobiti pet zvezdic, z zvezda dodan vsakič. Ni jasno katera generacija poročilo se osredotoča na. Enako velja za Vauxhall Agila.
V Letu 2007, Kar? revija je opisano original Mini in Citroen 2CV, ki frighteningly nizke ravni zaščite. In toliko, kot ljubim klasike, obstaja nekaj avtomobilov Id ne crash kot tin-tanek Fiat 126, original VW Hrošč ali Ford Anglia.
Ja, tekoči stroški pa so drage. Ampak tam ni način, Id naj moj 17-letni hoon okoli v starih motornih zgrajena pred izumom tri-točkovni varnostni pas. Ali avto z manj kot tremi NCAP zvezdic za to zadevo.
Raje razmišljati varnejše avto- in tiste povečale premije – kot zavarovanje, da bi jim pomagali glej njihov osemnajsti rojstni dan.
Model- Povprečni stroški zavarovanja
Volkswagen hrošč- 1450
Peugeot 107- 1880
Ford Anglia- 1890
Citroen 2CV- 1950
Vauxhall Agila- 1980
Vauxhall Corsa- 1980
Hyundai Amica- 2030
Hyundai Atoz- 2030
Fiat 126- 2030
Austin Mini- 2150

Classics may be cheaper to insure, but the true cost might be far higherLast year a car insurance firm published a list of its cheapest cars for a 17-year old to insure. Unsurprisingly, most are old and all are small.
The information within isn't unwarranted; Im all too aware of the cost of insurance. It has just become more expensive for women due to an EU ruling that insurers can no longer offer them reduced rates.
But I think choosing your car purely on the basis of insurance cost is a dangerous game to play.
Of the top 10 cars mentioned by Adrian Flux Insurance as the cheapest to cover, half are classics. And the last time I checked, its this kind of old tin thatll leave you digging deep to fix, weld and replace parts. So what youll save on insurance, youll be forking out to fix.
Safety standards have improved enormously over the past couple of decades, and the only cars here that have certainly been tested by EuroNCAP are the three star-rated Peugeot 107 and Hyundai Atoz. It took the Vauxhall Corsa four generations to gain a five-star rating, with a star added each time. It is unclear which generation the report focuses on. The same is true of the Vauxhall Agila.
In 2007, Which? magazine described the original Mini and Citroen 2CV as offering frighteningly low levels of protection. And as much as I love classics, there are few cars Id rather crash than the tin-thin Fiat 126, original VW Beetle or Ford Anglia.
Yes, running costs are expensive. But theres no way Id let my 17-year old hoon around in a old motor built before the invention of the three-point seatbelt. Or a car with less than three NCAP stars, for that matter.
I prefer to think of a safer car – and those increased premiums – as an insurance to help them see their 18th birthday.
Model - Average insurance cost
Volkswagen Beetle - 1450
Peugeot 107 - 1880
Ford Anglia - 1890
Citroen 2CV - 1950
Vauxhall Agila - 1980
Vauxhall Corsa - 1980
Hyundai Amica - 2030
Hyundai Atoz - 2030
Fiat 126 - 2030
Austin Mini - 2150