The Russian Union of motor insurers approved the draft amendments to the rules of professional activity, which regulates the provision of members of the PCA forms of insurance policies CTP and the use of these forms. Under current rules insurers motor insurance can be divided into 5 risk groups, depending on the given forms of insurance policies. Earlier, the companies located in the 5-th risk forms were not shipped, which have been numerous complaints. FAS insisted that even insurers 5 group provided a minimum balance. Now for companies from this category of risk (except in the case of suspension of the license) is provided for maintaining the balance of forms without the ability to increase the insurance portfolio. The balance is calculated taking into account information for the last 4 months. PCA was forced to make concessions to the FAS, however, according to the Vice-President of the PCA Steny Nikitina, displeasure was expressed most often by unscrupulous insurers. Additional forms for companies 4 and 5 risk groups now ( with the consent of the FAS) is possible only under a Bank guarantee, while companies of 2 and 3 groups have a choice - under the Bank guarantee or Deposit, for the first group, recall, has the rate of "unlimited". Also will set the term of the Bank guarantee provided by market participants to obtain additional copies of the forms. It will be two years regardless of risk category assigned to the company. In addition, PCA corrected basis for classification in a particular risk group. So, it is the dynamics, and the share of motor (transport) insurance and share CTP correlated with loss ratios and the share of receivables. Soon CTP insurers will have to answer for their brokers, such a change in the rules of professional activity has made the Russian Union of motor insurers.