In 2012, the preferential car loans provide 3.253 billion rubles. (for comparison: in this year-2.773 billion rubles). This is stated in a draft federal budget, who published the Finance Ministry. Thus, the subsidy program preferential car loans banks for individuals will increase by 17%. However, in 2013, the financing will decrease again to 2.052 billion rubles. In Russia in 2011, has already issued about 170 thousand of preferential car loans, on which interest rates for borrowers at the expense of the State been reduced by 2/3 of the refinancing rate of CB. It is planned that this year banks will issue such loans of 200 million-to 20% more than in 2010-m. recall program was launched in March a car loan grace 2009 year for support of the Russian automotive market. Under the terms of the loan offer for the purchase of a car or LCV in Russia up to 600 thousand rubles. The initial fee is 15%, subsidized by the State rate is about 6%, the period of repayment of the loan is 36 months. Among the other news of the credit market read: FAS suspected banks and insurers in the conspiracy.